Welcome to the future of FInance

Until now, readily available finance has been controlled and restricted by financial institutions. Similarly, many investment products are kept behind those same closed doors.

Flock is levelling the playing field.

We’re starting by making the buying and selling of invoices an open and accessible marketplace for High net worth Individuals and businesses.

This means more options, better rates and more Flexibility.

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Businesses

We know how hard it can be for businesses to keep on top of their finances, and one of the biggest pain points for all businesses is stabilising cash flow.

Accessing invoice finance has previously been difficult and expensive but Flock has removed many of these restrictions.

Flock is an online marketplace that connects businesses, with high net worth investors.

High Net worth Investors

If you’re looking to add a more stable and predictable investment option to your portfolio then you should consider invoice finance.

Flock is an online marketplace that connects investors like you, with businesses making a return on your loans once the invoices are paid off.

About FLock

Our mission is to hand over the choice and power of raising finance and making investments to you.

We offer Australian businesses and high net worth investors decentralised finance and investment options.

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FRequently ASked Questions

What is invoice finance?

Invoice finance is a financial solution that allows businesses to unlock the value of their unpaid invoices. By selling or borrowing against these invoices, businesses can access immediate cash flow without waiting for their customers to pay. This can help manage working capital, improve liquidity, and ensure smoother day-to-day operations.

Is there a minimum amount I need to invest?

Yes, we have a minimum investment threshold to ensure that the financing process remains efficient for both investors and businesses. The specific minimum amount will depend on the structure of the financing deal, but it is typically $5,000. This allows investors to start small and gradually increase their involvement.

Can I contact a seller?

For confidentiality reasons and to maintain the integrity of our platform, direct contact with sellers is not allowed. However, you can access detailed information about the invoices and the businesses involved through our platform to make informed investment decisions. If you have any questions, our support team is here to assist.

What are Flock's fees?

Our financing rates are market leading and Flock Finance operates on a transparent fee structure. We charge 3% on each successful transaction, which covers the platform's operational costs and ensures you have access to secure and streamlined invoice financing services. There are no hidden fees, and all costs are clearly displayed before you commit to a transaction.